Financing
Lease the Products You Love
Apply in Minutes
Choose a store and share a little bit of information about yourself to get started.Best of all, there’s no credit required and no impact if you do have a score.
Simple Application
Our application takes less time than making a cup of coffee.
Programs For Everyone
We offer lease-to-own options for nearly all credit ranges and price points.
Flexible Payments
Payment schedules that are built to fit your needs.
SNAP Finance

Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a monthly income of at least $1,000
- Have an active checking account
- Provide a valid email address and smartphone number
- With approvals up to $5,000², don’t wait – get what you need today with Snap!
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.